Vehicle Payment Options
Did you know we offer a variety of competitive vehicle payment options through our trusted finance partners?
Together with our preferred partners, we can provide a discreet service, offering a range of finance solutions to suit your individual requirements over a period of your choosing.
Our trusted partners will work closely with you to fully understand your requirements, while providing extensive knowledge of the car finance market to ensure they provide you with the right solution for the car. Our finance partners are here to support you at every stage.
If you wish to discuss financing options with one of our team, please don't hesitate to reach out for more information. We’d be happy to put you in contact with our trusted finance partners who are ready and waiting to discuss options with you. Discover our vehicle payment solutions available below.
Hire Purchase
Hire Purchase is one of the most popular ways to finance a vehicle. An agreed deposit is put down and the remaining cost is spread over a set period, typically between 24 and 60 months, though the term can be tailored to your needs.
The loan is secured against the vehicle itself, and once all payments have been made, ownership transfers completely to you. With a hire purchase, you have the flexibility to settle the agreement early or make adjustments along the way to suit your circumstances and financial needs.
Hire Purchase with a Balloon Payment
A hire purchase with a balloon payment allows you to offset an agreed amount of what you are borrowing until the end of the agreement. This lowers the monthly payment when compared to a normal hire purchase agreement, however at the end of the agreement period you will need to settle the balloon payment.
Balloon payments can appear attractive but are not suitable in all circumstances. Our finance partners will be able to advise you accordingly to ensure you have the right funding options.
Equity Release
Equity release, also known as capital release, relies on you unlocking capital from a car or asset you already own. From this you will receive a cash payment of an agreed amount, providing funds to spend as you wish, such as on another vehicle purchase.
Restoration Payment Options
Our finance partners can offer several innovative solutions to help you manage the costs of long-term restorations.
Capital can be raised for you in a number of ways, usually against the car you are restoring or against another car or asset you may own. It may also be possible to borrow money against the finished product.
Working with recognised industry experts, our finance partners have the goodwill and trust of lenders, meaning that they can obtain an agreement in principle for a restored vehicle. This enables a percentage of the restored vehicle's value to be agreed upon in advance and funded at the point of sale, giving you more options when it comes to payment.
Motorsport Support for the 2026 Season
One of our trusted finance partners, Classic & Sport Finance are an official Funding Partner of Motorsport UK and, like Hilton & Moss shares a passion and drive for motorsport. Their specialist private banks and lenders are able to create competitive finance or loan options to assist in purchasing a race or rally car, leaving you with the cash flow to use through the racing season.